Now that people can receive medical insurance on a short term basis without any hassle, you would think that everyone in the United States would go out and get coverage. While millions more people have medical insurance now when compared to just a few years ago, there are many misconceptions still floating around. If you are going to purchase short term medical insurance, there are several facts that you need to be aware of.
It's not always easy to pay for in-home care costs. Even with insurance or other medical coverage, it's possible your in-home care will come with limits. Public benefits alone can take care of much, or all, of the costs, but they come with many caveats.
The Public Option
Many federal programs out there can help with in-home care costs. The main ones are
Medicare Medicaid VA Benefits Combined properly, one or two of these programs can take care of the costs of in-home care.
Medicare insurance covers you for a wide array of home care services that include health and social services. You might be recovering from chronic or terminal conditions at home. You may also suffer from disabilities that require you to have nursing, medical, and other therapeutic treatment such as physical therapy. You need these services in order to perform your essential activities of daily living, but you must first obtain a signed certification form for home care services from your physician.